WHAT'S NEW @ DEFCU
Please feel free to read about new topics that you may find interesting or helpful. We will include any future events and information on some of the issues that you should be aware of. Visit the "Member News" page often!
Mobiliti is here!
Manage finances with your fingertips. Our banking app puts the highest priority on security and usability. It's ready to fit seamlessly into your life and into your hands.
You can download the app from the Apple App Store or Google Play. You can also download from within Virtual Branch. Simply login, go the Self Service tab, select Mobiliti under Additional Services, and follow the instructions to get setup.
Note: If you login using your account number, you will need to add a "0" in front of it to login to the app.
DEFCU now offers Bridge Loans! Contact a loan officer at either office for more information!
Online Bill Pay
DEFCU has Online Bill Pay. You must be enrolled in Virtual Branch to access. It's fast. Quickly make payments to virtually anyone and set-up recurring payments too. It's easy. Just enter your payees then click to make a payment. It's secure. Paying your bills online is more secure that mailing paper checks. Contact a Member Service Representative today for more information or assistance in setting your account up.
Closed-End Home Equity Loans (2nd Mortgages)
DEFCU is now offering an alternative to the typical variable rate Home Equity loan. Our new non-variable rate closed-end Home Equity loan offers the ability to borrow from the equity in your home without having to pay a variable rate. With rates on the rise, this loan should be a win-win solution to your lending needs. DEFCU does not take the applicant's race, color, religion, national origin, sex, handicap, or familial status into consideration.
Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance.
Guaranteed Asset Protection (GAP) is coverage that pays the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle.
GAP is low-cost coverage for a potentially high cost expense.
Ask your loan officer about GAP coverage today!